Our Team

Simon Hemming

Simon Hemming is a highly experienced Mortgage Broker with over 30 years in the finance industry, known for his integrity, deep industry knowledge, and client-first approach. Based in both Traralgon and Melbourne, Simon supports clients across Victoria and Australia, helping them navigate the lending process with confidence and clarity.

Whether you're buying your first home, refinancing, investing in property, or seeking commercial or equipment finance, Simon offers tailored lending solutions backed by a broad network of lenders. His commitment to understanding each client’s goals ensures a smooth and personalised experience from start to finish.

Simon combines practical advice with genuine care, offering flexible consultations—face-to-face or virtual—to meet clients wherever they are, both geographically and financially.

Outside of work, Simon is actively involved in community theatre as both an actor and director and is a proud father of two married children and grandfather to four. He’s a passionate traveller with favourite destinations including London, Greece, Portugal, and Malta. A lifelong ABBA fan, Simon brings energy, creativity, and heart to everything he does—on stage and in finance.

Sue Hutchinson

Sue Hutchinson brings a personal touch to every home loan journey. As a Mortgage Broker with eight years at Money Sense Lending, she’s built a reputation for making finance feel approachable, empowering clients to make confident decisions about their future.

Sue works with individuals and families across Australia, offering tailored lending solutions for everything from first homes to investment properties. Her strength lies in her ability to simplify complex processes and provide steady, thoughtful guidance every step of the way.

Beyond her professional life, Sue is deeply involved in her local community. She finds joy in coaching and supporting local sports teams, and cherishes quality time with her husband and three children. Her down-to-earth nature and genuine care make her a trusted ally in both finance and life.

Dougal Williams

Dougal Williams is the trusted name behind Money Sense Lending, known for his reliability and client-first approach as a Mortgage Broker. Based in Traralgon, VIC, Dougal supports clients throughout the Latrobe Valley and across Australia, guiding them through the lending process with clarity and care.

Whether it’s a first home, an investment property, or a refinance, Dougal offers tailored lending solutions backed by a broad network of lenders. He’s especially passionate about helping clients build successful property portfolios, using strategic insights to support long-term financial goals.

Dougal combines clear communication with practical advice, making the lending journey smooth and stress-free. He offers flexible consultations—whether face-to-face or virtual—meeting clients wherever they are, both geographically and financially.

Outside of work, Dougal enjoys playing local sports and spending time with friends and loved ones. When you work with Dougal, you’re not just getting a broker—you’re gaining a dedicated partner who’s with you every step of the way.