RateMyAgent, July 2026 — the most verified client reviews of any mortgage broker in Victoria over the past 12 months. Every one of them 5 stars.
81 verified reviews in 12 months · 59 new loans · 22 refinances
Rated 5 from 135 Reviews
Free calculators — no cost, instant results
Borrowing Power CalculatorLoan Health CheckStamp Duty CalculatorPublished 21 July 2026
Some news we’re proud of: as of July 2026, Money Sense Lending’s Dougal Williams is the #1 ranked mortgage broker in Victoria on RateMyAgent — the independent review platform’s state ranking, sorted by verified client reviews over the past 12 months.
Here’s how it looked on the day:
See the live RateMyAgent Victoria ranking →
RateMyAgent reviews are verified — they can only be left by real clients on real transactions. So this ranking isn’t a paid badge or a popularity vote. It’s what happens when enough Gippsland families, first home buyers and investors have a good enough experience to say so publicly, week after week.
A big share of those 81 reviews came from young buyers — apprentices, tradies and first-jobbers — who’d been told they weren’t ready. Getting them into homes is the whole reason this business exists, and it’s what makes this ranking mean something to us.
To every client who took a minute to leave a review: thank you. This is yours as much as ours.
Rated 5.0 from 135 Google reviews, locally owned and MFAA-accredited. We look after most clients by phone, Zoom and email, with our 64 Church Street, Traralgon office close by. Call 1300 442 497 for a free first chat.
At Money Sense Lending, we believe finding the right home loan shouldn't be overwhelming. We're experienced mortgage brokers committed to making your finance journey simple, stress-free, and tailored to your unique goals.
Whether you’re buying your first home, refinancing, or investing in property, we help you cut through the clutter by comparing hundreds of loans from Australia’s leading lenders. We do the research, negotiate on your behalf, and manage the paperwork—so you can focus on what matters most.
Based in Traralgon, VIC, we serve clients locally and right across Australia. No matter where you are in your property journey, we’re here to offer expert guidance, honest advice, and personal service every step of the way.
At Money Sense Lending, we're not tied to any one lender—which means our focus is always on finding the right loan for you, not for the banks. Make the smart move with Money Sense Lending.
Book AppointmentJS
Joanne Shih
Outstanding Broker — Highly Recommend. Dougal has been an absolute pleasure to work with throughout the whole process. He’s incredibly easy to talk to and always quick to respond — even late at night or on weekends — which made a huge difference whenever I had questions or concerns. He’s clearly very sharp with numbers and knows how to structure things properly, which is exactly what you want in a broker. He handled communication with the banks really well, so I didn’t have to stress or deal with all the unnecessary back and forth myself, and I always felt like my needs were the priority. What I appreciated most was that he actually took the time to go through my financial situation and discuss strategies with me — something other brokers I spoke to didn’t really do. Even though my case was high LVR, the loan was approved within 2 months of our first contact, which I was really happy with. Most importantly, he was incredibly patient with all my overthinking and endless questions, and never once made me feel rushed or silly for asking. Couldn’t recommend Dougal more highly.
MK
Matt Kay
Communication was great from the start to the end with a great result. Dougal and the team know what there talking about and made the experience smooth and stress free.
SH
Sophie Hildebrand
Had a really great experience working with Dougal. He was professional, easy to communicate with, and made the whole process smooth and stress-free. Always quick to answer questions and kept us informed every step of the way. Highly recommend!
We can help with Home and Investment Loans, Construction Loans, Car Loans, Personal Loans and much more. If you're looking to borrow to buy something, we can probably help.
Mortgage Brokers are there to help you find the right loan whether it be from the major banks, smaller lenders or other sources. We have a broad range of products (more than any single lender can offer) which means we can do all the legwork to find the right loan for you.
Of course! We believe that we can find the best interest rate for you to refinance to, whether it's a Home Loan or Investment Loan.
We love helping First Home Buyers! We're experts at the entire process and can help you get the right Home Loan. We're also across the various schemes to help First Home Buyers such as the First Home Owners Grant and the various stamp duty exemptions available.
All of our Mortgage Brokers are accredited and members of the Mortgage and Finance Association of Australia. They are extremely professional and provide exceptional service across a range of lending options.
We take look at a wide range of products available from Banks, Credit Unions & other lenders across the country. This means we can search thousands of products and make sure we're always recommending the best Home Loans for our clients.
Money Sense Finance Pty Ltd trading as Money Sense Lending. ABN: 68 687 032 373. Credit Representative #569124 is authorised under Australian Credit License #232706.
Disclaimer: This page provides general information only and has been prepared without taking into account your objectives, financial situation or needs. We recommend that you consider whether it is appropriate for your circumstances and your full financial situation will need to be reviewed prior to acceptance of any offer or product. It does not constitute legal, tax or financial advice and you should always seek professional advice in relation to your individual circumstances.
